Auroraa
verified_userMSME Verification Platform

Verify MSMEs with operational data and physical evidence

Auroraa reconciles purchases, inventory, production, and sales while validing premises via guided visual capture.

70% Faster

⚡ TAT

TAT Reduction · Same-day sync

Zero Tamper

🛰️ GNSS

Geotag & EXIF Sensor Guard

API Ready

REST / SDK

Plugs into any LOS stack

Modern industrial workshop floor with metal lathes, precision CNC machinery
Recording 00:00:12
my_locationGEO: 19.0760° N, 72.8777° E
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Warehouse inventory shelf
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PurchasesGST Invoiced
InventoryStock Matched
ProductionPower Active
SalesBank Coherent
verifiedBusiness Verified
98.4% CONFIDENCE
The Challenge

Field verification today is chaotic and fragmented

LACK OF TRACEABILITY IN CRITICAL LOAN CHECKS
FRICTION 01

Fragmented Delivery Channels

Field photos, paper checklists, and visit reports arrive scattered across WhatsApp groups, unindexed email chains, and shared drives—making auditable borrower correlation impossible.

FRICTION 02

Unverified Geotag & EXIF Context

Generic camera submissions lack cryptographically locked GPS boundaries, allowing stale file reuse, stock machinery photos, or off-premise inspection spoofing without detection.

FRICTION 03

Manual Credit Reconciliation

Underwriters waste 3–5 days manually cross-referencing field photo printouts against declared machinery purchase invoices, GST filings, and sanctioned electricity loads.

Traditional Inspection (Paper & Unverified)
3–5 day paper delay
Unverified generic photos
Multi-vendor email hops
Blind spot risk
With Auroraa Sentinel (Hardware Certified)
Same-day digital sync
Hardware GPS & EXIF lock
Direct loan-file link
Screen & reuse diagnostics
Core Coverage

Tailored for high-impact lending checks

Streamlined capture checklists across the entire MSME lifecycle.

SOP CAM

Premises Verification

Signage, facade, and active operations check.

SOP Guided
PLATE OCR

Machinery & Assets

Serial plates, model numbers, and run status.

Plate OCR Match
LiDAR VOL

Inventory & Stock

Raw materials, stored units, and depot volume.

Volume Density
CADASTRE

Collateral Site

Boundary verification and immovable asset logs.

Cadastral Match
RADAR Δt

Post-Disbursal

Repeat portfolio monitoring and health check.

Time-Series View
Architecture

Four layers of structured evidence

AUDITABLE · TAMPER-TESTED · LOS READY
LAYER 01

Guided Capture

Standardized field mobile viewfinder.

  • Step-by-step checklist
  • On-screen frame angles & level
LAYER 02

Capture Context

Hardware sensor and geotag integrity.

  • Live GPS radius lock (±10m)
  • Unalterable EXIF timestamp
LAYER 03

Integrity Diagnostics

Fraud & screen recap screening.

  • Screen moiré detection
  • Cross-file duplicate match
LAYER 04

Credit Workbench

Reviewer decision console.

  • Side-by-side verification
  • Audit sign-off trails
Simple Flow

5 steps from dispatch to decision

INSTANT CLOUD SYNC
01

Initiate

Trigger inspection linked to LOS borrower ID.

02

Checklist

Auto-configured checklist per loan policy.

03

Capture

Guided frame capture with locked sensor GPS.

04

Verify

Automated recap & duplicate similarity scans.

05

Sign-off

Credit sign-off directly inside the loan memo.

Credit Officer View

One inspection. A clear evidence record.

4 OF 4 CHECKS VERIFIED
domain
Apex Engineering WorksREF: FL-7721-0048

Plot 42, Turbhe MIDC, Navi Mumbai · Light Manufacturing

AUDIT READY
Checklist Items
CNC machine lathe inspection photo with serial metadata
SERIAL: HAAS-VF2-2023 · GEO MATCH 12m Match
Declared Asset

Haas VF-2 Mill (₹3.2M)

Observed State

Active In-Operation

Integrity ScorePass · 99.1%
Geo-fence:12m Match
Screen Re-cap:Negative (Clean)
Duplicate Check:0 Matches
“Serial plate & power meter correspond with GST bills & MSEB load log.”
Connected Underwriting

Reconcile paperwork with ground reality

Seamless cross-verification between financial declarations and visual assets.

GSTN APITALLY ERP

Declared Financials

GST filings, ledger turnover, and machinery purchase invoices.

Cross-Evidence SyncAI AUDIT

Capacity vs Turnover Match

Alerts credit if declared ₹10Cr turnover has only 1 idle machine.

GEO-TAGGEDDEPTH MAP

Physical Verification

Premises check, serial tag photos, and inventory depth video.

ROI Simulator

Estimate your monthly portfolio savings

BASED ON NBFC DEPLOYMENTS
Inspections per month250
50 files2,000 files
Average agency visit cost₹1,200
₹500 / visit₹3,000 / visit
Cases streamlined via guided digital capture40%
10% conservative80% high adoption
Projected Monthly Savings
₹120,000

~100 agency visits saved / month

timerCredit TAT cut by 2.5 business days
Calculate for Your Portfolioarrow_forward
Pilot Roadmap

Structured design partner progression

4 PHASES TO PRODUCTION
PHASE 01

Select One Defined Workflow

Focus on a single lending workflow—such as MSME business-premises verification, machinery inspection, or inventory checks.

PHASE 02

Agree on the Checklist

Tailor the inspection checklist, required photo/video angles, and evidence requirements to match your credit policy.

PHASE 03

Test with Controlled Cases

Run a bounded, controlled batch of field inspections alongside your team's existing verification process.

PHASE 04

Review Measurable Outcomes

Evaluate evidence completeness, turnaround time, reviewer effort, and discrepancy catch rates before any wider rollout.

Pilot Benchmarking Framework

Agree on targets. Measure against real data.

Pilot targets and expected improvements are agreed with each institution before testing. We measure six baseline variables:

✓Average cost per physical verification
✓Number of files verified per month
✓Share of cases reviewable with guided capture
✓Average turnaround from dispatch to review
✓Credit officer review time per file
✓Discrepancies and exceptions identified

Common Questions

We run multi-point checks including visual hash similarity across borrower files, moiré pattern detection for re-photographed laptop screens, and hardware EXIF verification.

Make field evidence easier to review and trust.

Join our design partnership cohort to deploy structured evidence workflows for your MSME lending operations.

mailContact Auroraa Team